Well here are the types and various forms of investment that you need to know:
1. Mutual Fund
That is the container used to gather the funds of the society are managed by a legal entity named investment manager to then invested into other financial assets. The funds are typically deposited in banks of storage called with the custodial bank. Mutual funds is a solution for people who want to invest in a lot of assets but has limited funds. This is possible due to the funds collected from many parties large enough to then be invested in stocks, bonds and money market instruments in accordance with the policy of investment managers.
In addition, mutual funds is also a solution for those of you who have limitations in knowledge and information in conducting investment analysis, as well as for those of you who do not have enough time to keep an eye on the daily movements of stocks and bonds.
2. Foreign currency
All kinds of foreign currencies can usually be used as investment tools. Investments in foreign currencies is higher risk compared to other investments such as stocks, because the value of the foreign currency in Indonesia has a free-floating (free float) that really depends on the demand and supply in the market. In Indonesia free-floating makes the value of rupiah is very volatile.
Investment in property means investment in the form of land or houses. The advantages to be had from the property i.e., rent the property to the other party so get the rent or sell the property with higher prices.
4. Goods collection
It's usually octosyllabic collectibles stamps, paintings, antiques, rings and others. A benefit of investing in collectibles is by selling the collection to others who like to collectibles. If the people we offer the stuff like that usually can buy goods with a high enough price.
The stock is ownership of a company. By buying shares in a certain place, meaning people who own shares as well as the company bought most. When the company experienced a profit, then shareholders will usually gain some advantage which is called dividend. Stocks that could also be sold to other parties, either with a higher price that the difference in price is called the capital gains as well as lower than we bought it the difference in price is called a capital loss. So, the advantage to be gained from the shares of two types namely capital gains and dividends.
Gold is the most valuable items are accepted around the world after foreign currencies from countries of the G-7 (the term for the seven countries that have strong economies, such as America, Japan, Germany, United Kingdom, Italy, Canada, and France). The price of gold will follow the increase in value of the currency of the countries of the G-7. The higher increase in the value of foreign currencies, the price of gold higher. In addition gold prices usually also to in line with inflation. The higher inflation, would normally be getting higher gold price increases. The gold price increase often outstrip the increase in inflation itself.
7. Savings in the bank
By saving money in savings, it will get a specific interest rate which is size followed the policy of the bank in question. Savings products usually allow us to take money when you want.
Bonds or bond certificate is debt issued by Governments and companies, both to increase the company's capital or fund a Government project. Due to its similar to the deposits, then to better attract investors interest rates of bonds are usually a bit higher than interest rates on deposits. In addition such as stock ownership of the bonds could be sold to another party either with higher prices or lower than when buying it.
9. Deposits in banks
Deposits at the bank is a product of deposit similar to the savings products, which distinguish them from here is in the deposit can not be taken within anytime as you wish, unless the money is staying at the bank for a certain period (possible choice between one, three, six, twelve, up to twenty-four months, but there are also daily). Deposit interest rates are usually higher than the interest rate savings. For deposits that are not yet due, money on the deposits will not be affected by the ups and downs of interest rates at the bank.